How the Automatic Stay Can Provide Instant Relief to People Filing Bankruptcy

Norwalk & Ridgefield, Connecticut Bankruptcy Lawyer

Most people understand that both Chapter 13 and Chapter 7 Bankruptcy are powerful tools to reduce or eliminate debt and improve your financial situation. What most people do not understand is that there are very strong protections come into play immediately after filing bankruptcy. These protections are a result of the automatic stay.

Payment Plans Available

We understand that when you are facing financial difficulties, it can be hard to come up with the entire fee for filing bankruptcy all at once. We have easy payment plans available to help you be able to afford the immediate relief you deserve. For more information about getting started with our easy payment plan, call 203-326-1229 or contact us online.

How does the Automatic stay protect someone after they file bankruptcy?
The automatic stay basically stops any and all collection activity against you. That means that almost any action taken by creditors, from a collection call on the phone to an auto repossession or even being evicted, stops right away.

A few specific examples of how the automatic stay can protect you:

Stops Collection Calls

If you are behind on a credit card, student loan or other installment payment, you are likely receiving frequent calls from your creditors. The automatic stay forces any and all collection calls to stop immediately.

Home Foreclosure

While it's not a long-term solution, an automatic stay will stop any pending sheriff sale and give you time to work with your lender. Attorney Vioni also provides legal representation to help you avoid foreclosure; to learn more, click here.

Wage Garnishments

If you are currently having your wages garnished, or have received notice that your employer will start garnishing your wages, the automatic stay can help. As soon as your creditors are informed that you have filed for bankruptcy they must stop garnishing your wages. The specific timeline of how soon you will receive your full paycheck can vary; Attorney Vioni can help you understand how the law will apply to your situation.

Speak with an Experienced Bankruptcy Attorney

Questions about bankruptcy? Get answers now. When you choose our law office, you work directly with an experienced bankruptcy attorney, not a paralegal or staff memeber. For more information directly from an experienced bankruptcy attorney, or to get started with our easy payment plan, call 203-326-1229 or contact us online.

Contact a Connecticut Bankruptcy Lawyer Today

If you are considering bankruptcy, make sure you are making the decision based on the correct information. Contact Attorney Vioni to arrange a time to learn about Connecticut bankruptcy laws and how they would apply to your specific situation.